Minimum Documents Required
- Uniform Residential Loan Application (Form 1003).
- Borrower Authorization
- Copy of driver's license and social security card.
- Past two years W-2s and/or 1099s.
- Current pay stubs (one complete month).
- Past two years personal federal income tax returns (Form 1040) with all schedules attached.
- If self-employed, past two years business federal income tax returns with all schedules attached.
- Bank statements, investment portfolio statements, retirement account statements and other account statements covering account activity for the most recent two-month period (or, if account information is reported on a quarterly basis, for the most recent quarter) for all liquid assets that will be used for the down payment, closing costs and reserves.
- Find out if you qualify.
